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Never front the group again.

One balance. One card. Nobody keeps score.

Payments powered byFree to create a group

Pool first. Spend together.

The Flint Add funds screen: an amount to add, quick $50, $100 and $250 buttons, the linked bank, and the group it is going to
Pooled balance
$1,090.00

Everyone pays in

Everyone adds funds from their bank into one pooled balance.

Spend from one card

The group spends from the pool on one shared card, with limits you set together.

Flint keeps it fair

The ledger shows who's ahead or behind, and Flint nudges whoever owes.

That is the whole product.

One card. Everyone’s.

Nobody’s personal card on file for everything. The group card draws from the pooled balance, and every purchase lands on the ledger straight away, against whoever made it.

Flint
5412 ···· ···· 4821
SOURCE
Apartment 4B
EXP
08/28
The Flint New split screen, offering two ways to split a bill: scan a receipt to read the total automatically, or type an amount and split it however you want

Split it before you stand up.

Scan the receipt or just type in the total, then split it evenly, by percentage, or however you want. It comes straight out of the pot before anyone leaves the table.

So who actually owes what?

Everyone sees the same positions, updated as money moves. No spreadsheet, no mental math, and nobody stuck being the group’s bill collector.

SSam Okafor
$640.00 of $1,180.00 · due Aug 1
Owes $540.00
AAlex Rivera
$1,180.00 of $1,180.00 · due Aug 1
Even
MMaya Chen · you
$1,450.00 of $1,450.00 · due Aug 1
Ahead $270.00

What Flint costs

$0

Creating groups, contributing, spending on the card, and standard transfers to your bank.

1–3 business days. No monthly fee, no per-transaction fee, and it is the default on every cash-out.

Withdrawal
$240.00
Standard fee
$0.00
You receive
$240.00
1.75%

Only if you want it in minutes instead of days.

50¢ minimum, $150 cap, shown up front before you confirm. Available on cash-outs of $1 or more. Standard transfers stay free.

Withdrawal
$240.00
Instant fee
−$4.20
You receive
$235.80
The Flint Withdraw screen: the amount to take out, quick amounts, the linked bank, and a note that you can only withdraw your own balance and nobody's card gets paused when you do

No monthly fee. Free to create a group.

Shared money that still feels like yours

Putting money in together shouldn’t mean giving up control of yours.

Held with a regulated partner

Pooled balances sit with Stripe's regulated banking partners. They are not on Flint's books.

Withdraw only your own

You can only ever take out your own balance. No one in the group can move your money, and cashing out never pauses anyone's card.

Powered by

Flint is a financial technology company, not a bank. Card issuing and payments run on Stripe. We’ll publish the named partner bank and pass-through FDIC insurance details in full before Flint opens to the public.

Roommates, friend groups, teams, trips.

Stop fronting the group.

iOS first. We’ll message you when it’s your turn, and never for anything else.

Coming soon on
App Store
Coming soon on
Google Play