Never front the group again.
One balance. One card. Nobody keeps score.
Pool first. Spend together.

Everyone pays in
Everyone adds funds from their bank into one pooled balance.
Spend from one card
The group spends from the pool on one shared card, with limits you set together.
Flint keeps it fair
The ledger shows who's ahead or behind, and Flint nudges whoever owes.
That is the whole product.
One card. Everyone’s.
Nobody’s personal card on file for everything. The group card draws from the pooled balance, and every purchase lands on the ledger straight away, against whoever made it.

Split it before you stand up.
Scan the receipt or just type in the total, then split it evenly, by percentage, or however you want. It comes straight out of the pot before anyone leaves the table.
So who actually owes what?
Everyone sees the same positions, updated as money moves. No spreadsheet, no mental math, and nobody stuck being the group’s bill collector.
What Flint costs
Creating groups, contributing, spending on the card, and standard transfers to your bank.
1–3 business days. No monthly fee, no per-transaction fee, and it is the default on every cash-out.
- Withdrawal
- $240.00
- Standard fee
- $0.00
- You receive
- $240.00
Only if you want it in minutes instead of days.
50¢ minimum, $150 cap, shown up front before you confirm. Available on cash-outs of $1 or more. Standard transfers stay free.
- Withdrawal
- $240.00
- Instant fee
- −$4.20
- You receive
- $235.80

No monthly fee. Free to create a group.
Shared money that still feels like yours
Putting money in together shouldn’t mean giving up control of yours.
Held with a regulated partner
Pooled balances sit with Stripe's regulated banking partners. They are not on Flint's books.
Withdraw only your own
You can only ever take out your own balance. No one in the group can move your money, and cashing out never pauses anyone's card.
Flint is a financial technology company, not a bank. Card issuing and payments run on Stripe. We’ll publish the named partner bank and pass-through FDIC insurance details in full before Flint opens to the public.
Roommates, friend groups, teams, trips.
Stop fronting the group.
iOS first. We’ll message you when it’s your turn, and never for anything else.

